705 US Highway 27 S Avon Park, FL 33825 863-452-5599

Top Reasons to Buy a Car on Finance

Please read Bill Owens Auto Sales "Top Reasons to Buy a Car on Finance"
Content provided by MarketExpert.com

Buying a car, whether it's brand new or used, can be overwhelming financially. Working out the best way to pay for it largely depends on your financial situation. Even if you do have large sums of cash at hand, purchasing a car on finance may still be the better option. This is mostly because the different finance options (e.g. personal contract purchase, hire purchase, leasing, and personal car loans) provide budget flexibility. But let’s take a look at other top reasons why you should consider financing a vehicle.

In This Guide:
  • You won’t have to pay a large sum at once
  • You can get a better car
  • It will help to improve your credit score
  • Car finance can be tax deductible
  • It’s better for budgeting
  • No collateral is needed
  • Do you need vehicle finance?

You won’t have to pay a large sum at once
The reality is that most of us do not have access to large sums of money to pay for a car in cash and even if we do have savings, we do not necessarily want to dig into them if it can be avoided. Financing a vehicle spreads the cost of an expensive item over several months, making it more affordable.

You can get a better car
Because car finance allows you to pay off a vehicle monthly over many years, you may now find it within your budget to afford a more expensive and higher quality car. If you were paying cash, you would only be able to purchase a vehicle that falls into your cash budget at the time.
Having a newer or better-quality car may also mean that you will not have to pay for as may car services and you can also rest at ease knowing that you are driving a car that has better safety features.

It will help to improve your credit score
Whether you choose a personal loan or an HP contract to help you finance your car, then you’ll find that your credit rating improves as you continue to make regular payments. As long as your payments are made promptly and none are missed, then financing a vehicle will provide you with a good opportunity to demonstrate your ability to manage credit well and to stick to repayment schedules.

Once you have an excellent credit score, then financial companies will more readily approve future loans that you may want to apply for. This especially applies to those who are new to the credit market. You can still apply for car finance with a bad credit score, but you will find it harder to get the best deals.

Car finance can be tax deductible
If you own a business and you purchase car finance under the business’s name, then the finance costs may be tax-deductible.

It’s better for budgeting
With a good car finance agreement, you will know exactly how much you owe and when the instalment will be deducted from your account. This makes it much easier to budget for future expenses and will also help you with any future savings that you’re working towards.

Having a good idea of where you stand financially will also give you the insight you need to negotiate a finance deal on your terms.

No collateral is needed
To get a car financed, you won’t have to put anything down as collateral. This is because your car will automatically serve as the collateral for the loan. This means that if you do not manage to make all of your payments, then you won’t stand to lose anything else other than the vehicle that has been financed.

Keep in mind that failing to make your payments can lead to a bad credit rating, which you want to avoid at all costs.

Bill Owens Auto Sales is Near You.

Bill Owens Auto Sales is Near You. 
We are ONLY::
63 miles to Tampa, FL
66 miles to Orlando, FL
73 miles to Saint Petersburg, FL
142 miles to Hialeah, FL
149 miles to Miami, FL
189 miles to Jacksonville, FL
308 miles to Nassau, Bahamas
313 miles to Havana, Cuba
390 miles to Santa Clara, Cuba
460 miles to Atlanta, GA

Other cities, towns, and suburbs near Avon Park, Florida:
Sebring, FL
Lake Wales, FL
Bartow, FL
Cypress Gardens, FL
Winter Haven, FL Haines City, FL
Auburndale, FL
Lakeland Highlands, FL
Yeehaw Junction, FL
Lakeland, FL Winston, FL
Saint Cloud, FL
Plant City, FL
Kissimmee, FL
Bloomingdale, FL

Listen to your Mama! - Mama Said Buy You Out

Mama Said Buy You Out

Listening to Mom could mean big money for you!


Bill Owen's inventory is dwindling, and they HATE an empty lot.

MAMA had an idea on how to fix their inventory problem...

Mama Said BUY YOU OUT!

Are past credit problems making you feel like a lightweight?  Don't throw in the towel!

Bill Owen’s "For the People®" Credit Approval Process

will come out swinging to help you get approved.

Trade in any car,

Regardless of age, mileage or condition

And get up to $2,285 OFF,

based on the nicer, newer car you choose. 


Mama said BUY YOU OUT of your old ride, so

you can drive a nicer, newer car today.

When: This Saturday from 8:30 AM to 5 PM

Where: Bill Owens Auto Sales, 705 US Highway 27S

Call to Make Your VIP Appointment For Best Selection


Just give us a call at 863-452-5599 or CLICK THIS LINK and type in your information  and we’ll get in touch with you.

*Requires bank approval. Negative equity may affect amount financed. Vehicle purchase price affects trade allowance. Excludes sale price vehicles. [Indicate any limitations relating to vehicle that is traded or the vehicle that is purchased.]


Summer Safety

Safety is important no matter what time of year it is. But with all the fun of summer I feel like people forget about safety more often than the other seasons. Since I know a safe summer is a happy summer, I’m sharing my top summertime safety tips for you to share with your family. 

Wear Sunglasses—Everyone in your family should have a pair of sunglasses from baby to grandparents. Sunglasses are so much more than a cool accessory. They’re also an effective way to protect your eyes from sun damage.

Drink More Water—You probably hear people telling you to drink more water all year long, but staying hydrated is especially important in the summer. As you sweat in the summer you need to drink extra water to make up for the extra water you’re losing.   

Use Bug Spray—Summer is bug season. From mosquitos to ticks, you wanna make sure your family is wearing bug spray whenever you’re spending long periods of time outside. 

Take Breaks In The Shade—When it’s hot outside, make sure your family is taking frequent breaks in the shade. In fact, when you’re going to the beach or the park, you could even pack your own umbrella to make your own shade. 

Apply Sunscreen Often—Not only should you wear sunscreen every time you’re in the sun, but you should also reapply every two hours. There’s no such thing as too much sunscreen because nothing puts a damper on your summer like a sunburn. 

Play In The Water—You don’t need to live near a beach to have a splashin’ summer. On a hot day fill up some water balloons and water guns and host a water fight. Everyone’s a winner when you’re playing with water on a hot day. 

Pick Safe Shoes—I know it’s easy to slip on flip flops and run out the door, but you and your family will be safer choosing studier shoes. Instead of flip flops, opt for sandals with ankle support or a breathable pair of sneakers. These shoes will keep your feet better protected from tripping, ankle twisting and toe stubbing. 

I hope with these safety tips you and your family have a safe summer. But don’t forget to have fun while you’re at it!

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